Use the Plan page to model financial decisions before you make them — property purchases, debt strategies, and more.

Side-by-side current vs optimised pay breakdown. Sliders for extra salary sacrifice, novated lease, ECM, and bonus deferred to super. Concessional cap headroom check baked in.

Model your current loan vs a candidate refinance. Compare monthly payment, total interest, and break-even payback period after switching costs.

Side-by-side projection: hold the property over N years (rent + growth − costs) vs sell now and reinvest the after-CGT proceeds. See the delta and the direction at any horizon.

If income stopped today, how many months can you sustain current spending? Liquid assets less expected CGT, divided by net monthly burn (expenses minus after-tax passive income).

AI-generated monthly narrative: net-worth movement, what drifted, three options to consider in the next 30 days. Reads like a private wealth manager wrote it.