Running Financial Scenarios

The Plan page lets you model financial decisions before committing. Navigate to Plan in the sidebar to access scenarios, calculators, and analysis tools.

What-If Scenarios

Run pre-built scenario templates to understand the full financial impact of major decisions:

• Buy a Property — Enter a purchase price and see stamp duty, LMI, repayment schedule, and total interest over the loan term
• Pay Off Debt — Compare avalanche (highest interest first) vs snowball (smallest balance first) strategies
• Salary Sacrifice — Model the tax savings of contributing more to super via salary sacrifice

Calculators

Quick-access calculators for common financial calculations:

• Tax Calculator — Enter your gross income and see your tax, Medicare levy, HECS repayment, and take-home pay
• Loan Repayment — Calculate monthly repayments and total interest for any loan amount, rate, and term
• Savings Goal — See how long it takes to reach a target amount with regular contributions and compound interest

Property Analysis

Analyse investment property scenarios with negative gearing calculations, rental yield estimates, and tax benefit projections.

Debt Payoff

Compare debt repayment strategies across all your liabilities. See how extra repayments or different ordering strategies affect your total interest and payoff timeline.