What it does

Open Reports → Executive Summary for a one-page narrative report summarising the past month — net-worth movement, biggest movers, allocation drift, fresh observations, and three options Frank thinks are worth considering for the next 30 days.

How it's built

Frank pulls a snapshot of your data:

• Latest snapshot vs ~30 days ago — net worth delta and percentage
• Top movers — assets with biggest unrealised change
• Fresh observations from the past 30 days (the proactive detectors)
• Asset allocation breakdown
• Recent disposals (CGT events) for the period
• Realised gains/losses

Then it asks the underlying AI to write the narrative in three short paragraphs:

1. What went well (or didn't) — net-worth movement + biggest asset movers
2. What drifted — allocation skew, idle cash, savings rate slip, observations Frank flagged
3. The next 30 days — three concrete options to consider, ranked by impact

Hard rules

The narrative is information only. Frank is explicitly told:

• Never use "I recommend", "you should", "I advise"
• No specific product names (no fund names, no broker names, no insurance product names)
• Cite numbers from the snapshot verbatim — never invent figures
• Total length: 250–400 words

The "options to consider" are options, not recommendations. They're phrased as "you could" / "one option is" / "worth thinking about" so the choice stays yours.

When to read it

End of month is the obvious cue, but it regenerates on demand any time you open the page. Useful before a planner / accountant meeting so you've already framed the conversation in your head.