What it is

Frank Memory is a list of facts, preferences, and constraints that Frank carries into every conversation. Instead of re-explaining your situation each time, you tell Frank once and Frank remembers.

What to put in memory

• Your situation — "I work full-time as a software engineer, my partner is part-time"
• Your goals — "We're saving for a deposit on an investment property in 2027"
• Your constraints — "I'm not interested in crypto, focus on ETFs and direct shares"
• Your preferences — "Always show me figures both annual and monthly"
• Important context — "My income is irregular due to commission, plan against the base"

Memory is not for transactional data (income, assets, liabilities) — that lives in the app's structured records. Memory is for the qualitative context Frank can't read from your data.

Where to manage it

• Settings → Frank Memory — view, add, edit, and delete memories
• Each memory is a short text snippet (one fact per memory works best)
• Frank receives all your memories in every conversation, so keep them concise

Tips

• One concept per memory — easier to delete or edit later
• Be specific — "Save 30% of net income" works better than "Save aggressively"
• Update when things change — outdated memories will produce wrong advice
• Avoid duplicating data — if it's already in your profile, entities, income, assets, etc., Frank already sees it

What Frank won't remember

• Anything you say in a conversation that you didn't save to Memory — once a chat ends, that context is gone (the message history is kept for your reference, but Frank doesn't carry it forward across sessions)
• Anything tied to other users, even your collaborators — Memory is per-user

Memory is private to your account. Collaborators with access to your data don't see your memories.