Credit Score Tracking

Last updated 2026-02-21

Credit Score Tracking

Finance Frank lets you manually record your credit score over time and visualise the trend. Since no free Australian credit score API exists, you enter your score from a free provider and Frank tracks the history.

How to Add a Score

  1. Go to Money and find the Credit Score card
  2. Click Update to open the entry form
  3. Enter your current score (0–1000)
  4. Optionally add a provider name and notes
  5. Click Save

What You See

The Credit Score card displays:

  • Your latest score with a colour band:
    • Red: Poor (below 500)
    • Orange: Fair (500–624)
    • Yellow: Good (625–724)
    • Green: Excellent (725+)
  • A sparkline chart showing your last 6 entries
  • The date of your most recent entry

Where to Check Your Score for Free

Both services provide your score for free — no credit card required.

Tips

  • Check and record your score monthly for the best trend data
  • Your credit score can take 1–2 months to reflect changes (e.g., paying off a credit card)
  • Frank AI can reference your credit score when giving financial advice

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