Why Finance Frank?

Most financial tools give you numbers. Frank gives you answers. A single platform that combines wealth tracking, AI-powered advice, and deep Australian tax knowledge.

The problem with managing money today

Scattered tools

Bank apps, spreadsheets, budgeting tools, tax calculators — your financial picture is spread across a dozen places.

Generic advice

Most budgeting apps track spending but never tell you what to do differently. Blog articles give generic tips that don't apply to your situation.

Not built for Australia

US-built tools don't understand HECS-HELP, franking credits, negative gearing, or the Australian tax system. You deserve better.

An AI that understands your finances

Frank isn't a generic chatbot. When you ask a question, Frank sees your complete financial picture — your income, assets, debts, goals, spending patterns, and tax position.

That means the advice is specific to you. Not “consider salary sacrificing” but “you have $12,500 of unused concessional cap — salary sacrificing that amount would save you $4,687 in tax this financial year.”

What you can ask Frank:

How much tax will I pay this year?
Should I pay off my mortgage faster or invest?
What deductions am I missing?
Create a goal to save $50k for a house deposit
How are my shares performing vs the ASX 200?
Am I on track for retirement?

Built for Australia, not adapted for it

Every calculation, every rule, every recommendation is based on current Australian tax law and financial regulations. Nothing is bolted on as an afterthought.

Tax Brackets

2025-26 rates

HECS-HELP

Repayment thresholds

Medicare Levy

2% + surcharge

Super Caps

$30k concessional

Franking Credits

Dividend imputation

Negative Gearing

Property deductions

CGT Discount

50% for 12+ months

SMSF Rules

Compliance & audit

ATO Categories

Deduction mapping

Who is Frank for?

Individuals & families

Track household finances, set savings goals, understand your tax position, and get personalised tips to grow your wealth.

Property investors

Monitor rental income, track deductions, understand negative gearing, and calculate your true investment returns.

Small business owners

Separate personal and business finances with multi-entity support. Track income streams and plan for tax obligations.

SMSF trustees

Compliance checklists, pension minimum drawdown tracking, in-house asset tests, and audit preparation — all in one place.

Ready to meet Frank?

Start tracking your finances and getting personalised AI advice today.

Get Started